YouCapital | Professional Finance and Business Network
PLEASE READ THESE TERMS AND CONDITIONS FULLY BEFORE USING THIS PLATFORM
These terms tell you the rules for using our website www.youcapital.com (‘our site’).
BY USING OUR SITE YOU ACCEPT THESE TERMS
If you do not agree to these terms, you must not use our site.
We recommend that you print a copy of these terms for future reference.
Other important terms and conditions that may apply to you
We may make changes to these terms
We amend these terms from time to time. Every time you wish to use our site, please check these terms to ensure you understand the terms that apply at that time.
We may make changes to this site
We may update and change our site from time to time to reflect changes to our services, our users’ needs and our business priorities or for commercial purposes. We will try to give you reasonable notice of any significant changes.
We may transfer this agreement to someone else
We may transfer our rights and obligations under these terms to another organisation. We will always tell you in writing if this happens and we will ensure that the transfer will not affect your rights under the contract.
Who we are and how to contact us
YOU CAPITAL is a site and app operated by You Capital Ltd ("we” or “us"). We are a company registered in England and Wales (company number 07730975) and our registered address is 4 York House, Langston Road, Loughton, Essex, England, IG10 3TQ. Our VAT number is 198 2962 49.
YOU CAPITAL is not a crowdfunding originator. We do not provide advice or recommendations in respect of any investment opportunities and all investment decisions are made at your own risk. We are not subject to schemes which seek to redress failings in financial services including, without limitation, the Financial Ombudsman Service or the Financial Services Compensation Scheme.
Investing in early stage businesses or any size of business involves risks, including illiquidity, lack of dividends, loss of capital and dilution. The risks vary for different types of investment and you should carefully read the explanation of the risks before proceeding with any transaction or communication. Your capital is at risk. For the avoidance of all doubt, we do not engage in any regulated activities as defined in the Financial Services and Markets Act 2000 and its related secondary legislation. You are urged to take your own legal, tax and financial advice.
If you launch a project that needs investment on our Platforms you will not be charged. However this may change in the future if you launch more than one project. Investors can search for projects to potentially invest in and will not be charged. If you use our platforms to make an investment in a project, you are 100% responsible for any losses or gains you incur.
Accessing our platforms
Our site is only for use in the UK
Our Platforms are intended for those resident in the United Kingdom only. We do not represent that content available on or through our platforms is appropriate, available or otherwise approved for distribution in other locations. We may limit the availability of our Platforms or any service or product described on our platforms to any person or geographic area at any time. If you choose to access our platforms from outside the United Kingdom, you do so at your own risk.
Changes to our Platforms
We may update our platforms from time to time, and may change the content at any time. However, please note that any of the content on our Platforms may be out of date at any given time, and we are under no obligation to update it. We do not guarantee that our Platforms, or any content on it, will be free from errors or omissions.
Your account and password – you must keep your account details safe
If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.
If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at firstname.lastname@example.org.
Intellectual property rights – how you may use material on our site
You must not:
(ii) Use a program or application to scrape, copy or index the content from our Platforms.
We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You may print off one copy, and may download extracts, of any page(s) from our site for your personal use and you may draw the attention of others within your organisation to content posted on our site.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.
You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors.
Do not rely on information on this site
The content on our Platforms is provided for general information only. It is not intended as advice and you should place no reliance on it. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our Platforms.
Although we make reasonable efforts to update the information on our platforms, we make no representations, warranties or guarantees, whether express or implied, that the content on our platforms is accurate, complete or up-to-date.
We are not responsible for third party content
Our Platforms may contain links to other sites and resources provided by third parties. We have no control over the contents of those sites or resources and they may be governed by separate terms and conditions. We do not accept responsibility or liability for the content of any third party website, including (without limitation) whether or not any financial promotion is clear, accurate and not misleading. You should ensure that you understand the regulatory notices, terms and conditions and privacy policies of any third party website which you might be agreeing to.
User-generated content is not approved by us
This website may include information and materials uploaded by other users of the site, including to bulletin boards and chat rooms. This information and these materials have not been verified or approved by us. The views expressed by other users on our site do not represent our views or values.
If you wish to complain about content uploaded by other users, you must promptly notify us at email@example.com
Limitation of our liability
(i) were not foreseeable to you and us; or
(ii) that were not caused by any breach of duty or contract on our part; or
(iii) relate to loss of capital or investment opportunity or return; or
(iv) relate to business losses; or
(v) arising under or in connection with the use of, or inability to use, our Platforms or use of or reliance on any content displayed on our Platforms.
In addition, we have no liability to you for any loss of profit or business interruption. We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Platforms or to your downloading of any content on it, or on any website linked to it. We assume no responsibility for the content of websites linked on our platforms. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.
Whether you are a consumer or a business user:
- We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors and for fraud or fraudulent misrepresentation.
If you are a business user:
- We exclude all implied conditions, warranties, representations or other terms that may apply to our site or any content on it.
- We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
- use of, or inability to use, our site; or
- use of or reliance on any content displayed on our site.
- In particular, we will not be liable for:
- loss of profits, sales, business, or revenue;
- business interruption;
- loss of anticipated savings;
- loss of business opportunity, goodwill or reputation; or
- any indirect or consequential loss or damage.
If you are a consumer user:
- Please note that we only provide our site for domestic and private use. You agree not to use our site for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.
- If defective digital content that we have supplied, damages a device or digital content belonging to you and this is caused by our failure to use reasonable care and skill, we will either repair the damage or pay you compensation. However, we will not be liable for damage that you could have avoided by following our advice to apply an update offered to you free of charge or for damage that was caused by you failing to correctly follow installation instructions or to have in place the minimum system requirements advised by us.
How we may use your personal information
Uploading Content to our site
You warrant that any such contribution does comply with acceptable use standards, and you will be liable to us and indemnify us for any breach of that warranty. This means you will be responsible for any loss or damage we suffer as a result of your breach of warranty.
Any content you upload to our site will be considered non-confidential and non-proprietary. You retain all of your ownership rights in your content, but you are required to grant us and other users of our site a limited licence to use, store and copy that content and to distribute and make it available to third parties.
We also have the right to disclose your identity to any third party who is claiming that any content posted or uploaded by you to our site constitutes a violation of their intellectual property rights, or of their right to privacy.
We have the right to remove any posting you make on our site if, in our opinion, your post does not comply with acceptable use of our site.
You are solely responsible for securing and backing up your content.
Rights you are giving to us to use material you upload
When you upload or post content to our site or Platforms, you grant us the following rights to use that content:
- A worldwide, non-exclusive, royalty-free, transferable licence to use, reproduce, distribute, prepare derivative works of, display, and perform that user-generated content in connection with the service provided by the website and across different media including to promote the site or the Platforms forever
We do not guarantee that our Platforms will be secure or free from bugs or viruses.
You are responsible for configuring your information technology, computer programs and platform in order to access our platforms. You should use your own virus protection software.
You must not misuse our Platforms by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our platforms, the server on which our platforms is stored or any server, computer or database connected to our platforms. You must not attack our platforms via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will cooperate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our platforms will cease immediately.
Rules about linking to our platforms
You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.
You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
You must not establish a link to our platforms in any website that is not owned by you.
Our platforms must not be framed on any other site, nor may you create a link to any part of our platforms other than the home page.
We reserve the right to withdraw linking permission without notice.
If you wish to make any use of content on our platforms other than that set out above, please contact firstname.lastname@example.org.
If we provide you with, or sell to you, any digital content on our platforms you may have certain rights under the Consumer Rights Act 2015, including a right to cancel an order. You will not be able to cancel an order for digital content once a download has commenced. We will acknowledge orders by email but in certain circumstances we do not have to accept an order. All digital content will only be provided in English. If we are unable to resolve any dispute with you, you may use the online dispute resolution (ODR) platform available on the Your Europe portal. The ODR platform only relates to additional services we may agree to supply and is not applicable to your use of our platforms generally.
Which country’s laws apply to any disputes
YOU CAPITAL is a UK registered trade mark of You Capital Ltd. You are not permitted to use them without our approval, unless they are part of material you are using as permitted under these terms.
To contact us, please email: email@example.com.
We hope you enjoy using our Platforms!